What is the salary of an ASO in the AP exam? Is ASO a gazetted officer?

Assistant Section Officer Salary : 

Now, so let me tell you that in the last video I shared, I listed my gross salary as ₹9180. My salary was around ₹76,000, and my basic pay was ₹ 47,600. Additionally, your dearness allowance also increases periodically by 3 to 4% to compensate for rising inflation.

 So, when you join the ASO, your basic pay will increase. After my first increment, my basic pay became 46,200. A month later, when my increment is applied in July, my basic pay will become 49,000. So, this is my salary slip, which you can see. This is from April 2025. The recent government budget for 2025 provided for a complete change in one income tax slab. If your annual income is up to 12 lakh rupees, no income tax will be deducted. We also benefit from that. Let's discuss this salary slip in detail. Here, you'll find details about my basic pay, post level, etc. Currently, I'm at level seven, and you'll see three columns. The first is Emolument. This refers to what the government provides you. Second is government recoveries. This means that the government takes from what you give it. It doesn't take anything extra. Then there are non-government recoveries. This means that the pure government doesn't deduct from you. This isn't deducted in everyone's case, but if you become a member of a special club or society, this amount is deducted from you. I will tell you why this ₹1000 cut has happened in my case. So, first of all, let us talk about emoluments. So the most basic thing that the government gives you is your basic pay. Which I just told you is ₹47,600. 

After this, you get DA, i.e. Dearness Allowance on this only. This is the dearness allowance. That means as inflation increases, the government will not increase your entire salary to compensate for that. That is why it gives you some percentage extra. Which we call DA. This keeps increasing day to day and right now it is 55% and you get this of the basic pay, so it becomes 55% of the basic pay, 26180. After this, what you get on enrolment is HRA i.e. House Rent Allowance, which the government wants that its employees should not stay on the road, should stay at home and should get all the basic facilities, so for this the government gives you HRA which varies according to the cities, X City, Y City and Z City, X Z City means where the expenses are very low, that is, the cost of living means even Rs. 2000-3000 can be spent on monthly rent and the city, which is a little costlier than that and cities like Delhi, etc., all these are the places where living is very less. The expenses are quite high. So the government keeps the HRA percentage accordingly. So the current HRA percentage is 10%, 20% and 30%. So I am working in Delhi, which is an X city. So I get 30% of what is the basic pay. So this 30% of the basic pay means ₹1280. If you live in Y or Z cities, then your percentage will change accordingly. After this, the TPT allowance, which is the transport allowance, is given, 3600 + DA percentage of 3600, meaning the current 55% which in total is 5580.

This amount of 3600 varies from group to group. Like for some groups or posts, it is 1800. For some, it is also 2700. So it changes and just like there will be an increase or decrease in DA percentage, similarly,y your transport allowance will also increase or decrease. So this is the complete emolument which the government gives you which sums up to ₹93640 but you do not get it in full in your hand, so do not be too happy with this, the government also takes some from it from you but whatever the government takes from you is entirely for your welfare, it is for your security, basically the first recovery which the government makes from you, you must be able to see this will be CGEGIS. This is a group insurance scheme for central government employees. It provides some assistance to your family after your death. If you die immediately, they provide a certain amount to your family. ₹60 is deducted every month for this, and it depends entirely on your group and position. In our case, it's ₹60.

 In Group A, it's ₹10. Once you join the service and undergo training, you'll understand the exact amount you'll receive. I won't go into that detail right now; otherwise, this will become a very long video. This is purely for your security. 

Next comes Employee TIE One, which is NPS (National Pension Scheme). And now, UPS (Unified Pension Scheme) has also been introduced. You now have the option to choose between the two, effective April 1, 2025. I haven't chosen any yet. 

So, my NPS is currently deducting money. So, how much money is deducted from your NPS? 10% of your basic salary plus DA is deducted, which comes to ₹7,378. The government deposits 140% of your salary into your NPS account, so approximately ₹15,000 to ₹16,000 is deposited into your NPS account every month. When do you receive it? There are two or three cases when you can withdraw money from this at the time of retirement, even before retirement, but I would always recommend that you never try to touch NPS, just leave it as it is. It will be very useful for you at the time of retirement when your son and daughter-in-law throw you out of the house. This will be very useful for you. Later, you get a percentage of this as wa hole amount and the remaining percentage will keep on giving you pension as a pension, little by little, so your old age will be a little secure. After that, my personal favourite facility of the government is the CGHS (Central Government Health Scheme). For this, ₹650 is deducted from your account every month and it also depends on the group, whether you are in Group A or Group B. The deduction for you will be accordingly. Group A gets more and hence they get more facilities. In CGHS, we are entitled to a semi-private award. If you attend the training, you'll learn more about the facilities. But these are very good facilities. That's why this government scheme provides significant relief to federal government employees, because the expenses can be as high as 10 lakh to 20 lakh rupees, and that's their savings. So, if you get authentic treatment and have all the bills, the government reimburses you for any amount.

There are certain rules and regulations you should keep in mind; you'll be reimbursed. I've personally benefited from this two or three times. I once had surgery, and the government reimbursed me for 5,000 rupees. I also had my mother treated, and her knees were reimbursed for that as well. I have just one request, or wish, for the government to make it cashless, which is the wish of every government servant. Because what do we have to do if it's not cashless? We have to get referrals from here and there. It's a bit of a hassle. Otherwise, it's a very, very good scheme for government employees. And now I'll come back. I'm talking about the empty column here, where the income tax slab used to be around ₹ 67,000 per month, and my annual tax deduction was around ₹60,000-₹65,000. The government announced in the recent budget that income tax deductions will not be applicable for those with annual incomes up to ₹1 lakh. Therefore, since my annual income is less than ₹1 lakh, I'm not currently facing any income tax deductions. 

So, consider this a direct benefit of ₹67,000, meaning it's added to my in-hand salary. 

Furthermore, a 4% tax was also levied on income tax, which is around ₹240-₹300 per month, but that's no longer being deducted. So, you'll see a slight increase in my in-hand salary here. 

If there is a back of at least 3 lakhs then this is not a small amount, so this is a good scheme, in this also my ₹1000 is deducted, so the total net which you call in hand salary, comes out to be ₹84552 which is a good decent salary of Central Government Employees But but but let me give you a clear honesty, okay if you are working in X city and Y city this amount is a very very good amount, you can live a good life. But when it comes to X cities like Delhi, it is a very expensive city and more expensive is Mumbai. If you are working in these kinds of cities, this amount is not as much for you as you are thinking. Truly speaking, when you are unemployed, when you do not have money, you think that if I get even 10,000, 20,000, 300, even 4,000, I will live very well. We do not spend much. You have to build a house, buy a car, and go on long trips abroad. So your expectations rise accordingly. Plus, when you get married, you have to educate your children. And in Delhi, in fact, the average school fee for children is 10,000. 15,000 per month. And I was also shocked hearing this. You must be shocked, too.